If any financial product has been mentioned, you should obtain and read a copy of the relevant Product Disclosure Statement and consider the information contained within that Statement with regard to your personal circumstances, before making any decision about whether to acquire the product. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy. It should not be relied upon for the purposes of entering into any legal or financial commitments. Because of this, you should consider the appropriateness of the advice to your own situation and needs before taking any action. This website has been prepared without taking into account your objectives, financial situation or needs. Getting a Mortgage 5 – 5.The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. £250k Mortgages: How Much You Need To Earn & Monthly Costs What To Do If You Can’t Afford A Mortgage You can also use our repayment calculator below to see what repayments will be using a different interest rate and term: Borrowing for longer means you’ll pay less each month but pay more overall. Most buyers choose to borrow over 25 years, but you can borrow over a shorter or longer term (up to 40 years). A longer fixed term usually has a higher interest rate than a shorter fixed term. Most people choose an initial fixed term rate, which is fixed for a certain period (usually 2, 3, or 5 years). However, that rate can increase, whereas fixed rates cannot (within a certain period), which is why these are more popular. Variable mortgages typically have a lower starting rate than fixed rate mortgages. You’re far more likely to find a mortgage rate under 2.00% if you have a clean credit history than if you have defaults, late payments, county court judgements, or bankruptcy on your credit report. You’re far more likely to find a mortgage rate under 2.00% if you have a 25% deposit than a 10% deposit. The following factors can all affect the mortgage rate you are able to get: For a £300,000 mortgage, this results in monthly payments of between £1,189 and £1,390. How much your monthly payments are exactly will depend not just on the loan amount but on: Your mortgage rateĪt the time of writing, typical rates available are between 1.42% and 2.79%. The monthly payments on a £300,000 mortgage will likely be between £1,200 and £1,400. How much will the repayments be on a £300,000 mortgage? a listed building or a thatched cottage) a broker who specialises in this property type will be able to help you. you get paid through commission or bonuses), a mortgage broker who works specifically in one of these fields can improve your chances of approval.Īlternatively, if you’re trying to buy a type of property that is in some way unusual (e.g. If you have a poor credit history or a non-standard income (e.g. In some cases, you could secure a much lower rate by adding just £1,000 to your deposit, which your broker can advise you on. Your broker can help you with important decisions, like whether you should choose a variable rate or a (usually slightly higher) fixed rate, or whether you should increase your mortgage term to repay less each month. They’ll be able to easily compare rates from every different lender so you can be sure you’re not overpaying. Your broker will know which lenders will only lend you four times your income and which will let you borrow five times your income or more, which helps you to maximise your borrowing. Here are some of the benefits: Market knowledge That’s why it’s smart to work with a broker who can help you to find the deal that’s right for you. How a broker can help you get the best mortgage dealĪs you can see, even slight differences between mortgages can have a huge impact on how much you repay on a £300,000 mortgage. In most cases, this drops to 85% for newly built flats (vs. For example, many lenders have a maximum LTV of 90% if you’re buying a newly built home and won’t consider offering a 5% deposit mortgage unless you’re applying through a scheme such as Help to Buy. The table below shows how much you would need as a deposit for a £300,000 property at different LTVs: Property valueĪdditionally, there are a range of factors that could affect the maximum LTV you can borrow at. Some lenders have a lower LTV of 85%, or in some cases 75%, meaning you’d need a bigger deposit. Most lenders have a maximum LTV of 90%, meaning you can borrow 90% of the property value and you’d need at least a 10% deposit to make up the rest, although 5% deposit mortgages are available under the right circumstances. The size of deposit you need is determined by the property value, the maximum loan-to-value (LTV) your mortgage lender offers and personal circumstances such as your credit history. You’ll need a deposit of at least £15,000 and likely more.
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If you need to represent the principal components of a. Powerpoint Template Professional Pack is a collection of graphic, slides, diagram, template, etc. Representing information in a circular way can be a little bit difficult The different points you want to show are somewhat connected to each other and they don’t follow any particular order, or rather they present a process that repeats. Here, we’ve selected some of the best step process infographic designs to help you visualize your process in the most comprehensive way. Free Google Slides theme and PowerPoint template. Source: PowerPoint Templates For Free by SlideUpLift. No matter if you want to get the whole team on the same page quickly and efficiently, or clear up the details about a project with your new client, visualizing a process as separate steps is crucial to make the project run smoothly and minimize the lack of coordination. We also provide a variety of Free Infographics for varied business needs. Let’s begin!īreaking down a process into smaller steps always helps to explain a complex subject and make it snackable for your audience. Our Free Editable Infographics PowerPoint Templates feature a multi-color style and thematic visuals that enhance the visual appeal of your presentations. They’re terrific examples of the top-level talent at Superside, and you can download them for free.How to explain a complex process in the most effective and comprehensive way? Through visualization! Today, we will show you more than 40 process infographic templates that you can download and use to break down your complex processes into simpler steps for your audience to understand in no time. Let’s start with examples from our Superside designers, who have created a range of SWOT PowerPoint presentation templates, all easy to edit and customize. We also created and collected an assortment of SWOT templates in PowerPoint so your slides get a boost with dynamic, beautiful graphics while honing your competitive edge. We compiled seven tricks to find visual data to help you determine graphically interesting ways to disseminate the information in your SWOT analysis template in PowerPoint. No matter how you use a SWOT analysis, you need a guide. They include charts, diagrams, and visual metaphors to illustrate your data and information. Free SWOT PPT Templates (Designed by Superside) Here you will find the best infographics for your Google Slides themes and PowerPoint presentations. Or, you can apply it diligently, and frequently, to map out how to take your organization to the next level. Timeline infographics are simply great if you need to create. You can use it in an entry-level way, to get the wheels moving around a thought or strategy. Free Google Slides theme and PowerPoint template. Timeline infographics are simply great if you need to create a list of events, steps or processes in chronological order or if you want to mark some milestones Never miss a key action, a date or a deadline again They are very visual, clear to follow and logical. Free infographics for PowerPoint presentations Free infographics for promotion and print Free infographics to visualize statistics. In this case, you are the product, and your SWOT diagram can help you distinguish your talents, abilities, and opportunities from the rest of the market.Īnother appealing part of a SWOT analysis is its flexibility. Free Google Slides theme and PowerPoint template. In a personal context, you might put together a SWOT matrix to plan your next career move or to prepare for an interview. A thorough SWOT diagram can help map the way. Share online or download as a high-resolution image or PDF file. Make your own infographic right in your browser. Choose from hundreds of professionally designed infographic templates or build a custom layout from ready-made content blocks. The PresentationGO library boasts a vast selection of, , In summary, PresentationGO offers an all-inclusive resource for Google Slides themes and PowerPoint templates, providing everything you need to craft an engaging, visually appealing, and professional presentation. Then, you can put your organizational strategies in motion based on the comparative analysis-whether your business is about to launch a product or your non-profit is planning a fundraiser. Create stunning infographics in a matter of minutes, not hours. Find & Download the most popular Infographic Powerpoint Template Vectors on Freepik Free for commercial use High Quality Images Made for Creative Projects. PresentationGO - 2,350 Free Google Slides themes and PowerPoint templates. At the same time, you can (and should) perform a SWOT analysis of your key competitors, evaluating where you stand compared to them. In a business context, it can give real insight into what sets your company apart because you examine factors inside and outside of your organization. Free Google Slides theme and PowerPoint template. Part of the beauty of a SWOT diagram is breadth. For more inspiration and great flavor, check out our Asian BBQ Brisket Tacos recipe. If you gave it a try, let us know how everything came out in the comments. We hope you enjoyed our Mango BBQ Pork Ribs Recipe. Pork Loin Rotisserie | Apple Cider Vinegar Ribs | BBQ Pulled Pork Nachos Recipe | Instant Pot Kalua Pork Recipe | Strawberry Pork Bruschetta Recipe | Pomegranate Sliced Pork Recipe | Brown Sugar Glazed Rotisserie Pork Recipe | Crash the Grill with Pork | Tailgating with Pork | Roasted Pork Tenderloin Sliders with Apple Chutney Recipe | Teriyaki Pork with Mango Peach Chutney Sandwich | Beer Marinated BBQ Pork Tenderloin Recipe | National Pork Month Savings at Costco | Herb Pork Roast with Ginger Peach Glaze Recipe Cook/smoke for 1 ½ hours, basting every 15 minutes. Once the ribs are done cooking in the oven, baste with the bbq sauce and transfer to the grill using a rib roasting rack. You want 250 degrees with plenty of wood chip for smoke.
But has a TON of features, allows you chop up your manuscript into whatever sized chunks you like, then drag-and-drop arrange and rearrange, and gives you a LOT for your money. Text Extraction - This powerful addition to BBEdits legendary searching capabilities allows you to locate and collect search results into a single text. It's a bit clunky and rough around the edges. I was first introduced to it on mac-but at the time BBEdit handled all my needs-things changed on Windows. Then, for creative writing, I settled on Scrivener, which has become very popular of late. With that said, I find all three completely adequate and all having roughly the same feature set. But, at least coming from BBEdit, I found some of it's functionality to be a little obtuse. Atom, on the other hand, is much cleaner. In contrast, one of the most popular Windows options, Notepad++, is a mess. I don't like it as much as BBEdit by any means, but it's certainly the most similar to BBEdit in that it sports a lean and elegant interface. That's right, they're just using html tags but can't really be used for any actual coding.Īnyway, for coding, I settled on Kate. Im a BBEdit user, but I just got a job as a Developer at a Windows shop, > They are using TextPad. Made more ironic by the fact that a good portion of 'creative' focused text editors tend to be 'markup' editors these days. Coding and creative text editing was going to have to be split. The "Glossary" palette was a tremendous pivot point for this, and after a (waaaay too) long search into the nook and crannies of windows software, I finally threw up my hands and realized a compromise was going to have to be reached. This was really, really, really difficult for me as I used BBEdit for BOTH coding and creative writing as it was malleable enough to accommodate both. Make it fun! However, the mod team reserves the right to remove Deck Flex posts at their discretion or change this rule at any time. But if you don't like this rule, please feel free to suggest other ideas rather than trolling the sub through harassing and ridiculous reports). Remember: Everyone is excited about their deck! But no one wants to see your confirmation email, shipping tracker, turned-off deck on a table, or a box literally ever. Show your deck in a unique setting, get creative with the photo, or add a funny/interesting caption. You CAN show off your deck (any time)!! Please flair these posts as "Deck Flex," and try to make your post engaging for others. No Photos of Boxes/Unboxing, no Screenshots of Order/Ship Emails. (This is a video game sub, for crying out loud.) Examples of content not allowed include but are not limited to: insults, hrassment, name calling, or trolling abuse of the report button because you do not like a post, a rule, an OP, or a mod 'Baiting' other users in to insults via trolling Being overly negative, condescending, argumentative, or mocking Slurs or insults of any kind Politics. Every example listed in this rule is an immediately bannable offense without warning, but this is not an exhaustive list. Don't be overly hostile or rude to other users. Keep the discussion civil and light, or your submission/comment will be removed. Official Website Frequently Asked Questions Steam Deck Discord Steam Deck Forum ProtonDB Rules:īe kind or Get Yeeted. Welcome to r/SteamDeck, the subreddit for Valve's handheld computer. Just as she overcame the melodramatic excesses of Justin Baldoni’s recent teen drama, “ Five Feet Apart,” with her vibrant humanity, the assured actress makes the most of her screen time, channeling Brooks’ fearlessness for subverting notions of societal impropriety. From her trend-setting bobbed hairstyle and non-theatrical emoting to her rejection of gender norms that led her to become an outsider in Hollywood, Brooks sorely deserves to be the subject of her own film, hopefully one headlined by Richardson. On the cusp of her character becoming one of the most sexually liberated stars of the silent era, Richardson radiates the allure and sophistication that made Brooks such a revolutionary figure onscreen. It is largely to the credit of McGovern’s superb performance that Carlisle emerges as a compelling subject, since she also happens to be almost entirely fictional, contrived by Moriarty as the Julie Powell to Brooks’ Julia Child. Her terse response to his declaration of love, “That’s nice,” foreshadows a wrenching flashback where McGovern transforms her lines into a howl of pent-up fury after decades of consistently repressed needs. Her lack of knowledge regarding the functions of her body at an early age-she thought menstruation signaled impending death-deftly illustrates the pitfalls of innocence, as does Carlisle’s marriage to her much older husband ( Campbell Scott) at age 16. When she finally does meet the woman, while surrounded by the ageless statues in Central Park, Danner’s matriarch is revealed to be tragically aloof, unwilling to embrace Carlisle as her own flesh and blood, let alone introduce her daughter to the rest of her family. Having been abandoned by her biological mother ( Blythe Danner) soon after her birth, she is desperate to track the elusive parent down in the hopes that it will provide her with a sense of direction and catharsis. The friendship that evolves between the mismatched pair is certainly among the film’s primary focuses, but it often plays second fiddle to Carlisle’s solo journey of self-discovery, and ultimately self-actualization. When she learns that the girl plans to study with a revered dance company in New York City, Carlisle is eager to chaperone her, though for reasons that run deeper than a temporary escape from domestic entrapment. Carlisle has resigned herself to the routines of an empty home life, yet something awakens within her as she watches 15-year-old Brooks dance with carefree exuberance for an uptight audience of elders. Like “The Wife,” “The Chaperone” takes its title from a reductive role women have been branded with throughout the generations, limiting the growth of their identity so that it may be defined by their caregiver status. I have no doubt Brooks would’ve been equally baffled by Glenn Close’s titular heroine in Björn Runge’s “The Wife,” who chooses to live in her husband’s shadow, despite her formidable talents.Ĭlose’s character was dissuaded from seeking stardom by none other than McGovern, playing an embittered novelist who stops the show with her one big scene, claiming that women’s voices are ignored by publishers and the public alike (“A writer’s gotta be read, honey,” she sighs). During one of her earliest interactions with Norma Carlisle (McGovern), the Wichita housewife who volunteers to accompany her on a pivotal cross-country trip circa 1922, Brooks ridicules The Age of Innocence for romanticizing its protagonist’s choice to remain in quiet desperation rather than pursue his dreams. Adapted by Julian Fellowes from the bestselling book by Laura Moriarty, this handsomely mounted production initially resembles the sort of sentimentalized historical fiction that would’ve likely tested the patience of its own real-life heroine, silent screen icon Louise Brooks (Richardson). With these two top-drawer talents anchoring Michael Engler’s “The Chaperone,” one expects the picture to be terrific, and for the majority of its running time, it does not disappoint. The lingering look she gives her visibly hurt date during their tense car ride home is a classic example of how intricately nuanced silence can speak more volumes than limitless reams of prose ever could. When Jeannie’s earnest heart-to-heart with Conrad is disrupted by a raucous gang of jocks, her first impulse is not to jeer at them with idealized heroism, but to laugh in embarrassment, a far more human and painfully relatable response. Despite McGovern’s limited screen time, she and Richardson proved equally deft at ensuring that their characters emerged as fully realized beings rather than mere sounding boards for their male co-stars. Plus who doesn’t love playing games with their friend? FAQ This splits the work of the elemental duo in half and makes it so you only need to focus on one character. One player can control Fireboy while the other can control Watergirl. Playing with a friend can be a great way to beat all the levels on Fireboy and Watergirl. Taking a second to look over the level beforehand can go a long way in helping you beat all the levels. Once you know where all the obstacles are you can start to plan out how you want to beat the level. Take note of the “danger” areas or areas with green lakes. Take a second to look over the level, and see what kind of obstacles are in your way. One helpful tip you can use is to study the level before you try to beat it. Make sure to use both Fireboy and Watergirl in tandem to help you beat each level. Some levels have switches and buttons that require you to use both characters to get through. It might be tempting to run ahead with one character and try to finish the level with them before you go to the other, but there are many levels where this is simply impossible. Remember that if one of the characters die you have to restart. This one is pretty straightforward, we know that as elementals Fireboy can only go on fire and Watergirl can only go in water, but what about the green lake? Both Fireboy and Watergirl have to avoid the green lake. Tap it or either character to switch between Fireboy and Watergirl. When you are running, the other direction becomes a jump button. The arrow in the middle tells you which character you are currently controlling. The on-screen arrow buttons control which character you're playing as. How do you control Fireboy and Watergirl? The crown indicator on the screen helps point you in the direction of the player with the highest score.Use the arrow buttons to move Fireboy and Watergirl along each maze in the forest temple. If there's nothing going on around you, head towards the king. The link can be shared with whoever you want, so invite all of your friends and get an awesome lobby going! A link will appear, which you can copy and send to friends via text, email, really whatever you want. Powerline.io is already a fun game, but playing it with friends is even better! It’s easy to play with friends, all you have to do is click the ‘Play with Friends’ button in the top left corner of the home screen. The points don’t matter so much, it’s more about trying to conquer the lobby and take the crown! How do you play with friends on Powerline.io? Truthfully, the first goal that you should go for when playing Powerline.io is to become the largest snake in the lobby. There are varying claims of scores, ranging anywhere from 20,000 points to 100,000 points. The Powerline.io world record is a surprisingly complicated matter. Players will need to react fast to move their snake away from danger while dividing their focus between collecting bits and zapping opponents. Playing Powerline.io can help improve hand-eye coordination and reaction time. What Can You Learn From Playing Powerline.io? Other players tend to congregate around the crown as well, so chances are, the closer you get to the king, the more bits you’ll find! You’ll also find much larger snakes to fight, so be ready! The crown indicator on the screen helps point you in the direction of the player with the highest score. Grow your tail slowly as your progress and avoid other snakes to survive as long as you can. In order to stay in the game as long as possible, focus on eating lots of bits instead of going straight for zaps. Creating quick turns and corners with your snake will make it more difficult for other players to boost off of your tail, particularly as your snake gets longer. You can prevent other snakes from boosting off your tail by constantly turning left and right as you move around the field. Sure, the name of the game might be Powerline, but zigging and zagging is the better strategy. Collecting neon bits will keep your speed up as well. Use the speed boosts to get ahead of your opponents, then quickly turn to block their path and zap them before they can react. Boost your snake by riding alongside the other snakes on the field. Keeping your speed up should be your main focus as you play Powerline. Powerline.io Tips & Tricks Boost your speed NOTE: It may take a few seconds to connect to the servers, please be patient. Eat neon bits and zap other snakes to climb the leaderboard and take the crown! Boost your speed by moving right beside another snake. Use WASD or the arrow keys to control your snake. A credit freeze blocks anyone (including lenders, landlords and employers) from accessing your credit report. However, once you’ve chosen your mortgage lender, you may need to unfreeze your credit report again just prior to closing so your lender can complete a “credit refresh.” This is a lender’s last-minute check to ensure you haven’t opened new credit or built up a larger debt load between your initial application and closing.įreezing your credit account is one way to stop fraudsters from taking out a mortgage, credit card, car loan or other credit account in your name. (All inquiries are suppressed from affecting your score for 30 days.) If you are mortgage shopping, you could ask for a temporary lift of two weeks, as all inquiries made within 14 days count as just one hard hit against your credit score. Remember, if you’ve placed a freeze on your account and want to apply for new credit, allow sufficient time for the lender to pull your report. Otherwise, fees vary by state, but are usually between $3 to $10.) (Freezes are free to victims of identity theft. You’ll need to contact each of the three major credit bureaus separately, and you may need to pay a fee each time you request this temporary thaw. Fortunately, you can request a temporary “thaw” that allows lenders to access your account without permanently lifting your freeze. Now some would-be homebuyers are running into a hurdle in the mortgage application process: frozen credit. credit bureaus (Experian, Equifax, and TransUnion) saw a surge in consumers signing up to freeze their accounts. Remember the Equifax data breach last summer? Roughly 145 million Americans had their personal information and credit data compromised, leaving them open to identity fraud and theft.Īs a result, U.S. Remove backed up photos and videos from Google Photos but not your device Select the photo or video that you want to delete from your SD card.At the bottom, tap Library Photos on device.When you try to delete a photo or video, you can let Google Photos read your SD card. These steps will only work if you have Android 7.0 and up. Step 1: Check if you have Android 7.0 and up Learn how to free up space on your device. At the top right, tap More Delete from device.Select the photo or video that you want to delete from your Android device.Choose the photo or video that you want to delete permanently.On your Android device, open the Google Photos app.
These upgrade textures to follow the Physically Based Rendering pipeline laid out below, and are optimized for maximum performance and detail. The fourteen, free Minecraft with RTX ray tracing worlds include creator-made PBR resource packs that you can check out. See the Height Maps subsection of the New PBR Texture Maps section. Note: mutually exclusive with use of normal layer.Texture file 3 (option 2) = gold_ore_heightmap.png.Note: mutually exclusive with use of heightmap layer.Texture file 3 (option 1)= gold_ore_normal.png.The “*_mer” suffix is just a reminder that the Metallic, Emissive, and Roughness maps go into the RGB channels, respectively.Alpha is ignored, texture image may be 3-channel on disk to save space in a resource pack. Blue channel = Roughness map (grayscale).Green channel = Emissive map (grayscale).Note: Texture sets that do use opacity maps can store them in this alpha channel.Not used for this specific texture set since the gold_ore block is intended to be fully opaque. Red, Green, and Blue (RGB) channels = Base Color map.The JSON schema is explored in the Texture Set JSON Schema section.File names or value-uniforms for up to 3 layers.Texture set JSON = gold_ore.texture_set.json.The texture set must be defined by a JSON file.įor example, for a PBR version of the “gold_ore” block: Packing the maps reduces the overall file size and number of files of the new texture set. This is how the various PBR texture maps relate to objects in the game:Ħ PBR Texture Maps >packed into> 3 Texture Files (.PNG) > defined by a> Texture Set > for each> Block/Item/ObjectĬurrently, each of the 6 PBR maps get packed into the channels of 3 texture files, which are then used by the game. |
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